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		Capital Dynamics Sdn Bhd is the first independent investment 
                adviser in Malaysia. It has been described as "one 
                of the country's most iconoclastic and critical research 
                outfits".
 In February 2004, Capital Dynamics Sdn Bhd launched icapital education.
 
 Since our inception in 1988, we have remained totally independent 
                and have been providing objective advice on Stockmarkets and Economies 
                through iCapital.
 
 The iCapital newsletter is its flagship product. 
                It has been around since 1989.
 In 2002, icapital.biz, the online version 
                of iCapital was launched. |    |   
	|  The 3i's behind iCapital
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			| Independence of thought comes naturally at Capital Dynamics. We are the first independent investment adviser in Malaysia. |  
		 
			| We do not act on tips, rumours, hearsay, etc. - only an intimate knowledge of investments, based on objective analysis. |  
		 
			| While it sounds absract, it will in the long run show in the investment returns you receive. |  |  
		The 3i's
		We believe that successful investing involves 3 'i's - Independence, Intelligence and Integrity. Why? Here are the reasons why investors often perform poorly or fail to achieve consistent success from their investments in the stock market.
 
 1
		  The absence or the lack of a rigorous intellectual framework,
 arising from inadequate or non-existing investment research.
 
 2
              	  The lack of independence of thought and action. A consequence
 of this is that it leads to a desire to conform to the strategies
 and the actions of other investors.
 
 3
		  An adherence to certain diversification practices which are
 irrational.
 
 4
		  Investors' inertia.
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